Help with budgets, forms and the next step at work

Dear [Neighbor's Name],

Thank you so much for taking such wonderful care of my plants over the past two weeks! Coming home to happy, thriving greenery made my return so much brighter. I truly appreciate your kindness and neighborly help.

Please enjoy this small treat as a token of my appreciation.

Warmly,

[Your Name]

APR (Annual Percentage Rate) is the true total cost of borrowing money for a year, expressed as a percentage.

Unlike a standard interest rate, the APR includes both the interest and any required fees (like processing or origination fees). It gives you a complete picture so you can easily compare different loans.

Simple Example: Suppose you borrow $1,000 for one year.

• The interest charge is $50 (5%).
• The lender also charges a $20 service fee (2%).

Your total cost for the year is $70. Even though your interest rate is 5%, your APR is 7% because it includes the fee.

One-Pan Lemon Chicken & Spinach Rice

Steps:

1. Cook the rice: Prepare 1 cup of rice according to package instructions.
2. Season chicken: Cut 2 chicken breasts into bite-sized pieces. Season with salt, pepper, and the zest of your lemon.
3. Cook chicken: Heat 1 tbsp oil in a skillet over medium-high heat. Add chicken and cook for 6–8 minutes until golden and cooked through.
4. Wilt spinach: Turn heat to low. Stir in 2 large handfuls of spinach and the juice of the lemon. Stir for 1–2 minutes until the spinach wilts into the pan juices.
5. Combine & serve: Mix the cooked rice directly into the skillet with the chicken and spinach. Stir well to coat and serve hot.